10 reasons to insure with us.

Experts you can talk to.
Experts you can talk to.
#1
When you call or click, you will be answered by a live human being. No bots here.
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Discounts.
Discounts.
#2
You'll get a healthy discount on your coverages when you also insure both your home and auto with us.
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Cyber protection
Cyber protection
#3
Broad protections from online risks from identity theft and cyber bullying – included in our premier home coverage package.
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Mutuality.
Mutuality.
#4
We are owned by, and operated for, our members – not shareholders or outside investors. Our purpose is service, not financial gain.
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Strength starts at home.
Strength starts at home.
#5
We only insure Virginia homes and autos – so when we say we're insuring our friends and neighbors, it's the truth.
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Roadside assistance.
Roadside assistance.
#6
Included with every auto policy.
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Free member learning center.
Free member learning center.
#7
Knowledge is power. We teach you how to get the best protection and value out of your insurance.
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We're strictly personal.
We're strictly personal.
#8
We specialize in personal insurance - we don't do business insurance. So our focus is always on you and your family.
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Statewide connections.
Statewide connections.
#9
A statewide network of independent agents puts a Northern Neck representative close to every Virginian.
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Financial strength.
Financial strength.
#10
Good stewardship = A.M. Best's A-rating. We're built to last.
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