Virginia Car Insurance: For Virginians, by Virginians

As a Virginia insurance company, we want to bring your auto coverage back home. Virginia-based experts, dependable solutions, local love – that's our commitment to you when we provide you Virginia car

What's the most important question to ask about your Virginia car insurance?

What are you looking for? Good rates? A brand name everyone's heard of? How about rock-solid solutions when something happens to your car?

Our company is different because we're locally owned and operated – by Virginians for Virginians. We provide localized and specialized car insurance for Virginians because we are Virginians. Taking care of our members is our purpose and our passion. 

READ MORE: Drivers in Richmond, Charlottesville, Roanoke, and Lynchburg

What's included in your Virginia Car Insurance Policy?

  • We cover damage due to collisions — We'll cover the cost to repair or replace your car if it's involved in an accident — costs that are only going up as cars add more technology. 
  • We cover non-collision damage — Also called comprehensive coverage, this option reimburses you for damage due to theft, vandalism, flood, fire and hail.
  • We cover your liability — If you’re responsible for an accident, you're also responsible for the costs of any injuries or property damage you cause. Liability coverage covers these costs for you.
  • We cover contents — If your clothing, luggage or belongings are lost or damaged while in your car, we'll help cover the cost to replace them.  

Virginia Car Insurance: Let's go local!    I'm ready for an auto quote

But Northern Neck Insurance coverage goes further

We're here to help you get your life back to normal as quickly and smoothly as possible. This is where having local Virginia-based insurance can make all the difference.   

Roadside Assistance

As a Northern Neck member, you get 24/7/365 Roadside Assistance included in your auto coverage. So if you break down, run out of gas, or get a flat tire, we're just a quick phone call away.

Ways to Save: Auto Discounts on Virginia Car Insurance

Car insurance in Virginia shouldn't cost you an arm and a leg. Start with our reasonable rates and then save up to 20% with smart-driver discounts, including: 

  • Multi-car discount 
  • Home and auto bundle discount
  • Good student discount
  • Car safety equipment discount
  • Anti-theft device discount

Our Virginia insurance offerings go beyond car insurance, we also offer Virginia homeowners insurance, renters insurance in Virginians, and personal umbrella protection for those unexpected moments in life. 

We've got Virginia insurance experts in your area.     I'm ready for an auto quote


* Good Counsel is KeyOur goal is to be helpful, but this information is never intended to replace the counsel of a licensed insurance advisor. Coverage varies from carrier to carrier and policy to policy. Claims are subject to the terms of your individual policy and are evaluated for coverage based on individual loss facts. Always seek the advice of an insurance professional when it comes to decisions and answers about your coverage. We’re happy to connect you with our knowledgeable insurance experts or an independent agent in your Virginia community.