When you rent, your personal belongings aren't covered by the landlord's insurance. You can protect yourself against theft, fire and certain damage when you purchase a Virginia renters insurance policy from Northern Neck Insurance.
If you're unsure about your decision to obtain renters insurance, here are some benefits to be aware of.
Essentially, renters insurance covers the insured personal belongings against the stated perils up to the policy's limits
Purchasing a renters insurance policy qualifies for our NNINS multi-policy discounts. For instance, you can qualify for a 15% discount if you purchase an auto policy with a renters policy. The discount applies to policies existing at the effective date or within two months.
At 50 or above, you're actively planning for your retirement. Every dollar you save goes a long way into building your retirement savings. At Northern Neck Insurance Company, we understand this and are committed to supporting your efforts.
If you're 50 years or older on or before the renewal date, you can enjoy a 5% discount on the base premium on your renters insurance and channel the funds to other investments. Contact your agent to claim the discount.
Our paperless discount is another benefit you can take advantage of when you purchase our renters insurance online. You can activate the discount by visiting the member portal. Once on your profile, click Go Paperless to submit your policy documents. The only exception to electronic document delivery is those you should mail as per the state regulations. Alternatively, you can contact your agent.
Why should Northern Neck Insurance be your choice for your renters insurance coverage in Virginia? Because we’re just like you: We’re Virginians. We provide specialized and tailored Virginia insurance coverage to our members, because we know the type of protection that’s needed when you live in our Commonwealth.
But specialized and extensive coverage shouldn’t mean your renters insurance policy breaks your budget. Our team of Virginia-specialized insurance agents work with you hand-in-hand to make sure that not only your renters coverage protects you and your possessions, but also that you’re not paying too much for the coverage you deserve.
Damage caused by fire
Accidents on your property
Your dog bites someone
Temporary housing if you’re displaced due to property
Coverage for your things while you’re traveling
Medical payments to others
*Ballpark price – Actual premium may vary depending on location and coverages; minimum annual premium of $150.