Privacy Policy

Northern Neck Insurance Company is committed to helping you make the most of your free time on the Internet within a trusted environment. This privacy policy discloses how we collect, protect, use and share information gathered about you on our Web site. We hope that this disclosure will help increase your confidence in our Web site and enhance your experience on the Internet.

Normal Web Site Usage. When you browse our Web site, you are anonymous. Personal information such as your name, address, telephone number or e-mail address  is not collected as you browse. The only data we collect and store during normal Web site usage is typical Web server log data. Examples of this type of data are: the name of your Internet service provider, the site that referred you to us, any pages you request, the time and date of those requests, etc. We use this information to generate statistics and measure site activity to benefit our Web site users.

Personal Information Collected on this Web Site. Personal information is collected only when you voluntarily provide it to us. For example, we collect personal information that site visitors provide when they complete any online form, application, survey, resume or when they request a quote for insurance. We also collect and store the contents of e-mail you send to us, along with your contact address and our response. We will not share or sell this information for other companies to market to you. 

By providing your information via online form or email, you are providing express consent by electronic signature that you may be contacted by telephone (via call and/or text messages) and/or email for marketing purposes by Northern Neck Insurance Company or an independent insurance agent representing Northern Neck Insurance regarding insurance products and services using the phone number and/or email address you have provided to Northern Neck, even if your phone number is listed on a Do Not Call Registry. Your consent is not a condition of purchase. 

We may offer blogs, online forums or other interactive features that enable consumers to share information about our services or other issues of interest. You should be aware that any communications you submit or post to any such interactive features on our websites and Web pages may be viewable by other participants or users of our websites and Web pages. Therefore, you acknowledge and understand that you have no expectation of privacy or confidentiality in the content you submit for such interactive features, whether or not it contains personal information about you. In addition, you are responsible for all content that you may post to blogs, online forums, or similar features we may offer in connection with our Resources. You therefore agree that you shall refrain from posting any content which is libelous, defamatory, obscene, protected by copyright, or which contains the personally identifiable information of you or third parties. We reserve the right, at our sole discretion, to remove any content which violates the previous sentence and/or to discontinue your access to these features.

By submitting content (other than personal information), you grant to NNIC an unrestricted, irrevocable, worldwide, perpetual, royalty-free license to use, publish, reproduce, display, publicly perform, distribute, transmit and use such information and materials for any purpose, in any manner and in any media, without consideration paid to you, including without limitation, disclosing any such information and materials as necessary to satisfy any law, regulation, or governmental request. NNIC shall not be subject to any obligations of confidentiality regarding any information or materials that you submit except as specifically agreed or required by law. By virtue of your posting, you hereby grant NNIC permission to track your comments as necessary.

Social Security Protection Policy Statement

We are committed to complying with all legal and contractual duties regarding the confidentiality of Social Security numbers. We protect the confidentiality of Social Security numbers by disclosing them only as permitted by law. We seek to limit their access, use, and disclosure consistent with our Privacy Policies and are committed to prohibiting their unlawful disclosure through the use of reasonable physical, electronic and procedural safeguards.

Use of Cookies. A cookie is a message sent to your browser from a Web server that is stored on your computer's hard drive. The message is sent back to the Web server whenever the browser requests a page from that server. Many commercial Internet sites use cookies. While a code in the cookie file enables the site to label you as a particular user, it does not identify you by name or address. We use cookies to better tailor our Web sites and our products to your interests and needs. Cookies may also be used to help speed up your future activities or to improve your user experience. We do not use cookies to retrieve information from your computer that was not voluntarily provided by you. The use of cookies is an industry standard and you will find them at most Web sites. Most browsers are initially set to accept cookies. If you would prefer, you can set your browser to refuse cookies or to alert you when cookies are being sent. However, rejecting cookies may prevent you from using certain functions and you may have to enter information to take advantage of services.

Children. We do not use our Web sites to solicit data from or market to children under the age of 18. If you are under 18, you may use our Web sites only with the involvement of a parent or guardian.

Hyperlinks. Our Web sites contain hyperlinks or "links" to other sites, and other sites may "link" to this site. Web sites linking to and from our Web site may have different privacy practices from the ones described herein. Visitors to our Web site should read the privacy statements of other Web sites they visit. Our privacy policy applies solely to information collected by our Web site. See our Legal Statement for more information about Hyperlinks.

Changes to Our Internet Privacy Policy. We may, from time to time, make changes to this privacy policy. We recommend that visitors to this site re-visit this privacy policy on occasion to learn of new privacy practices and changes to our policy.

Your Consent to Our Internet Privacy Policy. By using our Web site, you signify your assent to our privacy policy. If you do not agree with any term in this policy, please do not use our Web site or submit any personally identifiable information.

Legal Disclaimers, Terms and Conditions. Our privacy policy does not supersede the Legal Disclaimers and Terms and Conditions found in the Legal Statement that governs your use of our Web site. Any conflict between the two shall be determined in favor of such Legal Disclaimers and Terms and Conditions.

How to Contact Us. Should you have any questions or concerns about our privacy policy or the collection of information, please e-mail us at

For more information about using our Web site, please view our Legal Statement. Thank you for visiting our Web site.