Severe Weather in VA: A Survival GuideSevere Weather in VA: A Survival Guide
Virginia's best-reviewed home insurer.Virginia's best-reviewed home insurer.
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Why choose an independent insurance agent?Why choose an independent insurance agent?
Helping Virginians since 1896Helping Virginians since 1896

Local, Affordable Insurance for Virginia

Protecting and preserving the things Virginians value most.

homeowners insurance virginia quote INSURE MY HOME
home and auto bundle INSURE MY CAR & HOME
insurance virginia quote ALL COVERAGES

More coverages

In addition to home and auto insurance, we proudly offer residents specialized insurance for:

Our coverages go above and beyond, protecting you against earthquakes, credit card fraud, water damage from backed-up drains, sinkhole collapses, and more.

Here's what being insured by fellow Virginians means for you:

It’s Personal
We insure individuals and families only, not businesses. So you’re always our top priority.

It’s Local
We know Virginia property and roads. And thanks to a select list of independent agents located around the state, we know Virginia communities, including yours.

It’s Affordable
Insurance shouldn't break the bank. Value is all about investing where it counts and saving where you can. That’s how we keep costs low and quality high.

It’s Tailored
We give you plenty of options and endorsements. So your coverage works hard and fits right – like a favorite pair of jeans.

Ways to save money on Virginia insurance

Ways to save money on Virginia insurance

Save 35% by bundling your NNINS coverages* – and other smart ideas.

*Typical multi-policy discount for eligible members. Actual savings can vary.

What Our Members are Saying

★ ★ ★ ★ ★

I had an issue with my kitchen damaged after Lowes delivered appliances, Lowes wouldn't respond so NN came in, settled the claim and hopefully surrogates against Lowes

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★ ★ ★ ★ ★

Fantastic experience following an accident that wasn’t my fault. Communication was clear, my claims managers were very accessible, and the payout was fair and swift.

Holly Thompson
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★ ★ ★ ★ ★

The staff at Northern Neck insurance have always been wonderful when updating vehicle insurance or home owners insurance. They always respond very quickly to any insurance needs or questions. After 50 MPH winds ripped off lots of our shingles they were there to address it and assist. If you live in Virginia you should consider Northern Neck for your insurance.

John Hunter
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Straight Talk

on taking care of your Virginia home and car.