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Our Member Service Portal will be unavailable from Friday, July 26th at 5:00pm to Monday, July 29th at 8:00am due to a scheduled update. We apologize for any inconvenience.

Severe Weather in VA: A Survival GuideSevere Weather in VA: A Survival Guide
Virginia's best-reviewed home insurer.Virginia's best-reviewed home insurer.
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Why choose an independent insurance agent?Why choose an independent insurance agent?
Helping Virginians since 1896Helping Virginians since 1896

Local, Affordable Insurance for Virginia

Protecting and preserving the things Virginians value most.

homeowners insurance virginia quote INSURE MY HOME
home and auto bundle INSURE MY CAR & HOME
insurance virginia quote ALL COVERAGES

More coverages

In addition to home and auto insurance, we proudly offer residents specialized insurance for:

Our coverages go above and beyond, protecting you against earthquakes, credit card fraud, water damage from backed-up drains, sinkhole collapses, and more.

Here's what being insured by fellow Virginians means for you:

It’s Personal
We insure individuals and families only, not businesses. So you’re always our top priority.

It’s Local
We know Virginia property and roads. And thanks to a select list of independent agents located around the state, we know Virginia communities, including yours.

It’s Affordable
Insurance shouldn't break the bank. Value is all about investing where it counts and saving where you can. That’s how we keep costs low and quality high.

It’s Tailored
We give you plenty of options and endorsements. So your coverage works hard and fits right – like a favorite pair of jeans.

Ways to save money on Virginia insurance

Ways to save money on Virginia insurance

Save 35% by bundling your NNINS coverages* – and other smart ideas.

*Typical multi-policy discount for eligible members. Actual savings can vary.

What Our Members are Saying

★ ★ ★ ★ ★

Tucker has been the best Insurance rep we've ever dealt with. He is kind, understanding, keeps you up to date on the progress of your claim, and let's you know if he will be unavailable and for how long if you have any questions about your claim.

Laurie Firth
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★ ★ ★ ★ ★

When we had a storm hit while away from our home visiting grandchildren our independent agent LL Brown reached out to Northern Neck and they immediately called/emailed to get our claim filed. They addressed things in a timely manner. Betsy was great to work with and made the process seamless.

John Turbyfill
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★ ★ ★ ★ ★

Our adjuster Martin has been beyond helpful through this entire process. Thanks!!

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Straight Talk

on taking care of your Virginia home and car.