Your home is your world. Protect it well.

Home is the place that matters most. That's why we help you protect it with the broadest coverage in the industry. When you insure your home with us, you're choosing: 

  • Fast, friendly claims service
  • Healthy discounts
  • Water backup coverage
  • Earthquake and sinkhole coverage
  • 100% replacement cost available

Additional Coverages

Equipment Breakdown:

Today’s homes run a lot of complex equipment – critical systems that provide heating, cooling and electricity, not to mention conveniences like cooktops, hot tubs and garage door openers. Most insurance and warranties do not cover home equipment against costly and disruptive failures. Our Equipment Breakdown does, giving you protection, comfort and security.  

If the equipment is permanently installed and uses energy, chances are it will be covered. 

Examples of Covered Equipment

Air Conditioning SystemsGarbage DisposalsSump pumps
Ceiling FansHeating SystemsSwimming Pool Equipment
Cook TopsLighting SystemsWall Ovens
Dish WashersMicrowave OvensWater Heaters
GeneratorsSaunas/Hot TubsWine Storage Units

Why Become

A Northern Neck Agent?

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