Why Choose an Independent Insurance Agent?

Good counsel is key. Our process connects you with Virginia’s best insurance advisors.

Insurance is complex. You can do your own comparison shopping, BUT there’s a big learning curve to know the details of home and auto coverage. It also can be difficult to know the reputations of different insurance companies for rates, claims service, and basic helpfulness.

These are a few reasons why we are big fans of Virginia’s premier independent insurance agents. Virginia’s best agents live and breathe insurance. They love finding the best coverage at the right price. More than anything, they take enormous pride in helping local neighbors like you with big decisions like protecting your family.  

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Our Process



Fill out our contact form and we’ll connect you with a premier agent in your area. 

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Your agent will talk with you to understand the risks you face as well as determine how much protection you need. They will help identify common situations that can result in gaps in coverage, like home businesses, shared vehicles, and more.

Shop and compare



Your agent will shop around to find you a range of plans tailored to your individual needs.  They will carefully review your coverage and price options and help you choose the one that’s best for you.

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Your agent will complete the application and submit it to the insurance company for you.




You can pay your premiums in installments or in a lump sum (this can earn you a discount!) You can pay your premiums in installments or in a lump sum (this can earn you a discount!) Your agent will set up your payment plan and can submit your payment for you if you like.

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Benefits of Choosing an Independent Insurance Agent


Personalized coverage couplePersonalized Coverage

Generic insurance can cover you up to a point, but eventually, you’ll have a loss that isn’t covered. That’s why independent agents take the time to fully assess your actual risks and design coverages to meet your unique needs.  Investing a few minutes upfront can save you thousands of dollars and buckets of stress when something happens to your home or car.


Local agentsLocal Service

When you need help, there’s nothing like working with someone you know. Virginia’s independent agents live and work right here in your community. They know the region, the risks, and they routinely go above and beyond because that’s what small business owners do.  


Marty in the fieldFast Claims

While most claims are resolved within a few days, some require extra attention. Having a local agent on your side helps keep the process moving and ensures your interests are protected. They know the process, the insurance company, as well as the repair shops and contractors who can help you get back to normal.


Happy membersSave Money

Your independent agent gives you access to several insurance companies so you can evaluate which offer the best coverage and the best price. As your advisor, an agent will help you find discounts and other ways to save that can add up to hundreds of dollars per year.


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