DID YOU KNOW THAT NORTHERN NECK INSURANCE COMPANY IS A 'MUTUAL' INSURANCE COMPANY?

So Why is being a mutual insurance company important to you?

Let’s first answer the question; ‘What is a mutual insurance company?’A mutual insurance company is a company that is not publicly traded and therefore has no shareholders. Instead, policyholders are the ones who share in ownership of the company.

With a mutual insurance company, customers who purchase their insurance products – such as homeowners insurance – are entitled to vote in the board of directors elections. These policyholders have the right to expect that the company’s highest priority is to safeguard their interests. Because Northern Neck Insurance Company is a mutual company, we serve just one constituency: our policyholders. Because we are a mutual company, financial strength and stability remain our prime objectives, as they have been for more than 114 years. (Again, this December we were awarded the A- Excellent rating by AM Best.) So, when a customer purchases a Northern Neck Insurance Company policy they are receiving a quality product from a financially strong and reliable company that they have a stake in. Other benefits of dealing with Northern Neck Insurance Company include the fact that we have real people answering our phones to take care of accounting, underwriting, claims, etc. questions from our policyholders. We are not a processing center located in some other state (or country) or just a voice on the other end of the phone.

Also, remember, Northern Neck Insurance Company is a ‘Virginia only’ insurer and therefore our entire focus is on protecting the interests of our Virginia policyholders.

Northern Neck Insurance Company is located in Irvington, Virginia. Regular business hours are weekdays from 8:30 AM to 4:30 PM. We are closed on major holidays. Our toll-free after-hours claims hotline is staffed 24/7.

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If you have a question regarding coverage, please contact one of the professional insurance agents who represents Northern Neck Insurance in your area.