Virginia's Burn LawVirginia's Burn Law
Virginia's best-reviewed home insurer.Virginia's best-reviewed home insurer.
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Why choose an independent insurance agent?Why choose an independent insurance agent?
Helping Virginians since 1896Helping Virginians since 1896

Local, Affordable Insurance for Virginia

Protecting and preserving the things Virginians value most.

homeowners insurance virginia quote INSURE MY HOME
home and auto bundle INSURE MY CAR & HOME
insurance virginia quote ALL COVERAGES

More coverages

In addition to home and auto insurance, we proudly offer residents specialized insurance for:

Our coverages go above and beyond, protecting you against earthquakes, credit card fraud, water damage from backed-up drains, sinkhole collapses, and more.

Here's what being insured by fellow Virginians means for you:

It’s Personal
We insure individuals and families only, not businesses. So you’re always our top priority.

It’s Local
We know Virginia property and roads. And thanks to a select list of independent agents located around the state, we know Virginia communities, including yours.

It’s Affordable
Insurance shouldn't break the bank. Value is all about investing where it counts and saving where you can. That’s how we keep costs low and quality high.

It’s Tailored
We give you plenty of options and endorsements. So your coverage works hard and fits right – like a favorite pair of jeans.

Ways to save money on Virginia insurance

Ways to save money on Virginia insurance

Save 35% by bundling your NNINS coverages* – and other smart ideas.

*Typical multi-policy discount for eligible members. Actual savings can vary.

What Our Members are Saying

★ ★ ★ ★ ★

Tucker has been the best Insurance rep we've ever dealt with. He is kind, understanding, keeps you up to date on the progress of your claim, and let's you know if he will be unavailable and for how long if you have any questions about your claim.

Laurie Firth
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★ ★ ★ ★ ★

I have had Northern Neck since I bought my home in 2021, I have had absolutely wonderful experiences every time I speak with their representatives. Martin recently assisted me with a damage claim, he explained everything clearly and offered many resources to assist with next steps.

Abigail Garner
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★ ★ ★ ★ ★

Their service are great haven’t had to use them before this week but was great they was most helpful in every way and very fast on my claim they was just wonderful and great people to deal with. Thanks junior Baker

Junior Baker
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Straight Talk

on taking care of your Virginia home and car.