What's Not Covered Under a Home Insurance Policy?

We've already processed well over 2000 home claims this year. Extended deep freezing at the beginning of 2018, the CAT wind storm in early March, and a few tornadoes have resulted in valuable financial protection for Virginia families. We've covered everything from ruptured pipes and tree damage, to roof repair and replacment. 

And how about the crazy amounts of rain we had this past May? In May of 1924, Virginia had a record breaking 8.68 inches of rain, causing the dam in Saltville, VA to fail and flooding the town of Harper’s Ferry. This May we had a whopping 8.81+ inches, setting a new record, and closing schools and roads throughout the state. Flooding is one of those coverages that needs its own policy and is not included in a standard homeowner's policy. And there are a few more:

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