2018 Hurricane Season and The Top 3 Risks For Your Virginia Home

This Hurricane Preparedness Week, Virginia! With a slightly above average season, experts are predicting 14 named tropical storms for the June 1 launch of the Atlantic hurricane season. Seven of those are expected to turn into hurricanes- 3 Category 3 or higher. Here at NNINS, we never underestimate the possible impact hurricanes will have on Virginians and for good reason. We know from experience it only takes ONE of these tropical cyclones to devastate property with their sustained winds and sheets of rain and result in costly damage and flooding. 

Pretty scary! So how can you ‘protect and preserve’ in the face of a tropical cyclone? Simple: hope for the best, and plan for the worst. In that spirit, we can tell you how to protect your home from the top 3 risks from hurricane damage. The answers to these questions could save you a ton of heartache from whatever is in store for the Commonwealth this year.

Will your roof protect?

The #1 preemptive weapon in your home’s arsenal is its roof. It’s also the most susceptible to costly damage. We can’t emphasize enough how important it is that you maintain yours with an annual professional inspection. Virginia has already experienced its share of wild spring weather so get an inspection now or anytime you suspect it’s been damaged. 

Are your gutters and downspouts open for business?

Your gutters and downspouts are next in line for protecting your home in stormy weather. They need to drive all that rain water down and away from your foundation. They can’t do it if they’re full of debris from the previous seasons. Annual maintenance is crucial to waterproofing your home during extreme rainfall.

Do you have enough coverage?

When was the last time you updated your insurance policy? The important thing is to speak to your independent agent to make sure you are sufficiently covered for hurricane season, especially if you’ve done anything to your home that adds value. Ask your agent for an insurance checkup to make sure you have enough homeowners insurance to repair or even replace your home. Don’t forget coverage for your car or boat. Also, remember standard homeowners insurance doesn’t cover flooding. Whether you’re a homeowner or renter, you’ll need a separate policy flooding. It’s available through the agent locator at www.floodsmart.gov. Act now- flood insurance requires a 30-day waiting period.  

Let’s hope for an uneventful hurricane season this year but we always prepare for the unexpected. Start by checking off our 3 simple boxes. Then protect your family; build an emergency kit and stay informed with local alerts. And let us know if we can be of service to you or provide a quote. We are a Virginia-only insurer by choice. We specialize in preserving and protecting the things Virginians value most. And hurricane season is right around the corner!

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