When you call a place home, it changes things.

You work harder. You care more. And you protect it with everything you’ve got.

For us, home is Virginia. From our founding on the banks of the Rappahannock River more than a century ago, to Richmond, Southside, and up and down the Blue Ridge, our hearts – and our company – are permanently rooted right here.

Today, we’re stronger than ever. From a growing array of insurance products and services for Virginia property owners to the best service imaginable, we are …

… protecting and preserving the things Virginians value most. 


  • We protect more than 65,000 homes and vehicles in Virginia
  • We are owned by our policyholders, more than 50,000 strong
  • We work closely with a select network of independent agents, who share our commitment to protecting local homes and communities.


Why Become

A Northern Neck Agent?

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